/* ============================================================================
   LP Seguro de Vida MAG × Certifica+
   Built on the Certifica+ Design System (colors_and_type.css).
   Flat, high-contrast, warm. No gradients / no decorative shadows on brand
   graphics — separation comes from color + hairline borders.
   ============================================================================ */

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--fg1);
  background: var(--branco);
  font-size: var(--fs-body);
  line-height: var(--lh-normal);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img { max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; }
:focus-visible { outline: 3px solid var(--laranja); outline-offset: 3px; border-radius: 4px; }

/* ---- Layout helpers ------------------------------------------------------ */
.wrap { width: 100%; max-width: 1160px; margin: 0 auto; padding-inline: 24px; }
.section { padding-block: clamp(56px, 8vw, 104px); }
.section--tight { padding-block: clamp(44px, 6vw, 80px); }
.bg-areia { background: var(--areia); }
.bg-cinza { background: var(--cinza); }
.bg-dark { background: var(--preto); color: var(--fg-on-dark); }

.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: var(--fs-xs); font-weight: var(--w-semibold);
  letter-spacing: var(--ls-wide); text-transform: uppercase;
  color: var(--laranja);
}
.eyebrow--muted { color: var(--fg3); }
.bg-dark .eyebrow { color: var(--laranja-claro); }

.section-head { max-width: 720px; margin: 0 auto; text-align: center; }
.section-head.left { margin: 0; text-align: left; }
h1, h2, h3, h4 { margin: 0; text-wrap: balance; }
p { margin: 0; text-wrap: pretty; }

.h-display { font-weight: var(--w-semibold); font-size: clamp(34px, 6.2vw, var(--fs-h1)); line-height: var(--lh-tight); letter-spacing: var(--ls-tight); }
.h-section { font-weight: var(--w-semibold); font-size: clamp(28px, 4.6vw, var(--fs-h2)); line-height: var(--lh-snug); letter-spacing: var(--ls-tight); }
.h-sub { font-weight: var(--w-medium); font-size: clamp(20px, 2.6vw, var(--fs-h3)); line-height: var(--lh-snug); letter-spacing: var(--ls-tight); }
.lead { font-size: clamp(16px, 2vw, var(--fs-lg)); line-height: var(--lh-relaxed); color: var(--fg2); }
.bg-dark .lead { color: var(--fg-on-dark-2); }
.muted { color: var(--fg3); }

/* ---- Buttons ------------------------------------------------------------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-weight: var(--w-semibold); border-radius: var(--r-pill);
  border: 1.5px solid transparent; cursor: pointer; text-align: center;
  transition: background var(--dur) var(--ease), color var(--dur) var(--ease),
              border-color var(--dur) var(--ease), transform var(--dur-fast) var(--ease);
  white-space: nowrap;
}
.btn:active { transform: scale(0.98); }
.btn--lg { padding: 17px 32px; font-size: 17px; }
.btn--md { padding: 13px 26px; font-size: 15px; }
.btn--sm { padding: 9px 18px; font-size: 14px; }
.btn--primary { background: var(--laranja); color: var(--fg-on-laranja); }
.btn--primary:hover { background: var(--laranja-escuro); }
.btn--dark { background: var(--preto); color: #fff; }
.btn--dark:hover { background: #000; }
.btn--ghost { background: transparent; color: var(--fg1); border-color: var(--border-forte); }
.btn--ghost:hover { background: var(--cinza); }
.btn--ondark { background: rgba(255,255,255,0.12); color: #fff; }
.btn--ondark:hover { background: #fff; color: var(--preto); }
.btn--ondark-ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,0.32); }
.btn--ondark-ghost:hover { background: rgba(255,255,255,0.10); border-color: rgba(255,255,255,0.6); }
.btn .ic { width: 18px; height: 18px; }
.btn--block { width: 100%; }

.cta-group { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.micro { display: inline-flex; align-items: center; gap: 7px; font-size: var(--fs-sm); color: var(--fg3); }
.micro .ic { width: 15px; height: 15px; color: var(--verde); }

/* ---- Pill chip ----------------------------------------------------------- */
.chip {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 7px 14px 7px 12px; border-radius: var(--r-pill);
  font-size: var(--fs-sm); font-weight: var(--w-semibold);
}
.chip--orange { background: rgba(255,85,0,0.10); color: #C24100; }
.chip--green { background: var(--verde-tint); color: #138A4A; }
.chip--ondark { background: rgba(255,255,255,0.10); color: #fff; }
.chip .dot { width: 8px; height: 8px; border-radius: 999px; background: currentColor; }
.chip .ic { width: 16px; height: 16px; }

/* ============================================================================
   Announcement bar
   ============================================================================ */
.announce {
  background: var(--laranja); color: #fff;
  text-align: center; padding: 10px 24px;
  display: flex; align-items: center; justify-content: center; gap: 12px;
  flex-wrap: wrap; font-size: var(--fs-sm);
}
.announce strong { font-weight: var(--w-semibold); }
.announce .sep { opacity: 0.5; }
.announce .ic { width: 16px; height: 16px; flex: none; }
.announce span { opacity: 0.92; }

/* ============================================================================
   Header
   ============================================================================ */
.header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,0.92);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--border);
}
.header__inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; height: 72px; }
.brand-lockup { display: flex; align-items: center; gap: 16px; }
.brand-lockup img.cmais { height: 24px; display: block; }
.brand-lockup .divider { width: 1px; height: 28px; background: var(--border-forte); }
.partner { display: flex; flex-direction: column; gap: 4px; }
.partner__cap { font-size: 9.5px; font-weight: var(--w-semibold); letter-spacing: 0.09em; text-transform: uppercase; color: var(--fg3); }
.partner__logos { display: flex; align-items: center; gap: 16px; }
.partner__logos img { display: block; }
.partner__logos .logo-mag { height: 30px; }
.partner__logos .logo-tog { height: 26px; }
.header__cta { display: flex; align-items: center; gap: 14px; }
.header .trust-mini { font-size: var(--fs-sm); color: var(--fg2); display: inline-flex; align-items: center; gap: 7px; }
.header .trust-mini .ic { width: 16px; height: 16px; color: var(--verde); }

/* Footer partner chip (logos sit on white so dark-ink marks stay legible) */
.partner-chip {
  display: inline-flex; align-items: center; gap: 18px;
  background: #fff; border-radius: var(--r-pill); padding: 10px 20px;
}
.partner-chip .logo-mag { height: 26px; display: block; }
.partner-chip .logo-tog { height: 22px; display: block; }
.footer__partner-cap { font-size: var(--fs-xs); color: var(--fg-on-dark-2); letter-spacing: 0.04em; margin-bottom: 10px; }

/* ============================================================================
   Hero
   ============================================================================ */
.hero { position: relative; overflow: hidden; }
.hero__grid {
  display: grid; grid-template-columns: 1.05fr 0.95fr; gap: clamp(32px, 5vw, 72px);
  align-items: center;
}
.hero__copy { max-width: 560px; }
.hero h1 { margin-top: 20px; }
.hero h1 .accent { color: var(--laranja); }
.hero__sub { margin-top: 22px; }
.hero__cta { margin-top: 32px; }
.hero__micro { margin-top: 16px; }
.hero__trust {
  margin-top: 36px; padding-top: 28px; border-top: 1px solid var(--border);
  display: flex; flex-wrap: wrap; gap: 28px 36px;
}
.trust-item { display: flex; align-items: center; gap: 11px; }
.trust-item .ic-wrap {
  width: 38px; height: 38px; border-radius: var(--r-pill); flex: none;
  background: var(--areia); display: flex; align-items: center; justify-content: center;
}
.trust-item .ic { width: 19px; height: 19px; color: var(--preto); }
.trust-item b { display: block; font-size: 15px; font-weight: var(--w-semibold); }
.trust-item span { font-size: 13px; color: var(--fg3); }

/* Hero visual — flat areia panel with a product/simulation preview */
.hero__visual { position: relative; }
.hero-foto { width: 100%; height: clamp(330px, 40vw, 460px); display: block; }
.hero-foto::part(frame) { background: #fff; }
.hero-badge {
  position: absolute; top: 22px; right: 22px; z-index: 3;
  background: var(--laranja); color: #fff; border-radius: var(--r-pill);
  padding: 11px 18px; font-weight: var(--w-bold); font-size: 16px; white-space: nowrap;
  display: inline-flex; align-items: center; gap: 8px; box-shadow: var(--shadow-md);
}
.hero-badge .ic { width: 17px; height: 17px; }
.hero-panel {
  background: var(--areia); border-radius: var(--r-xl);
  padding: clamp(28px, 4vw, 44px); position: relative; overflow: hidden;
}
.hero-panel .plus-watermark {
  position: absolute; right: -36px; bottom: -42px; width: 190px; opacity: 0.10;
  pointer-events: none;
}
.sim-card {
  background: #fff; border-radius: var(--r-lg); border: 1px solid var(--cinza-medio);
  padding: 24px; position: relative; z-index: 1; box-shadow: var(--shadow-md);
}
.sim-card__head { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.sim-card__head .label { font-size: var(--fs-xs); font-weight: var(--w-semibold); letter-spacing: var(--ls-wide); text-transform: uppercase; color: var(--fg3); }
.sim-row { display: flex; align-items: baseline; justify-content: space-between; padding: 14px 0; border-bottom: 1px solid var(--cinza); }
.sim-row:last-of-type { border-bottom: none; }
.sim-row .k { font-size: var(--fs-sm); color: var(--fg2); }
.sim-row .v { font-size: var(--fs-sm); font-weight: var(--w-semibold); }
.sim-row .v.strike { color: var(--fg3); text-decoration: line-through; font-weight: var(--w-regular); }
.sim-total { display: flex; align-items: flex-end; justify-content: space-between; margin-top: 16px; padding-top: 18px; border-top: 2px solid var(--preto); }
.sim-total .tl { font-size: var(--fs-sm); color: var(--fg2); }
.sim-total .price { font-weight: var(--w-semibold); font-size: 30px; letter-spacing: var(--ls-tight); line-height: 1; }
.sim-total .price small { font-size: 15px; font-weight: var(--w-medium); color: var(--fg3); }
.sim-discount {
  position: absolute; top: -16px; right: 18px; z-index: 2;
  background: var(--laranja); color: #fff; border-radius: var(--r-pill);
  padding: 9px 16px; font-weight: var(--w-bold); font-size: 15px; white-space: nowrap;
  display: inline-flex; align-items: center; gap: 7px; box-shadow: var(--shadow-md);
}
.sim-discount .ic { width: 16px; height: 16px; }
.sparkle { position: absolute; pointer-events: none; }

/* ============================================================================
   Trust band (immediate)
   ============================================================================ */
.trustband { text-align: center; max-width: 800px; margin: 0 auto; }
.trustband .h-sub { margin-bottom: 18px; }
.trustband__icon {
  width: 56px; height: 56px; border-radius: var(--r-pill); margin: 0 auto 22px;
  background: var(--laranja); display: flex; align-items: center; justify-content: center;
}
.trustband__icon .ic { width: 28px; height: 28px; color: #fff; }

/* ============================================================================
   Cards grid (benefits)
   ============================================================================ */
.grid { display: grid; gap: 20px; }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }

.feature-card {
  background: #fff; border: 1px solid var(--border); border-radius: var(--r-lg);
  padding: 26px; transition: border-color var(--dur) var(--ease), transform var(--dur) var(--ease);
}
.feature-card:hover { border-color: var(--laranja); transform: translateY(-3px); }
.feature-card .fc-icon {
  width: 46px; height: 46px; border-radius: var(--r-md); margin-bottom: 18px;
  background: var(--areia); display: flex; align-items: center; justify-content: center;
}
.feature-card .fc-icon .ic { width: 23px; height: 23px; color: var(--preto); }
.feature-card.accent .fc-icon { background: var(--laranja); }
.feature-card.accent .fc-icon .ic { color: #fff; }
.feature-card h3 { font-size: var(--fs-lg); font-weight: var(--w-semibold); margin-bottom: 8px; line-height: var(--lh-snug); }
.feature-card p { font-size: var(--fs-sm); color: var(--fg2); line-height: var(--lh-normal); }

.section-cta { margin-top: 44px; display: flex; justify-content: center; }

/* ============================================================================
   How it works — timeline
   ============================================================================ */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; position: relative; }
.step { position: relative; }
.step__num {
  width: 52px; height: 52px; border-radius: var(--r-pill); flex: none;
  background: var(--preto); color: #fff; display: flex; align-items: center; justify-content: center;
  font-weight: var(--w-semibold); font-size: 20px; margin-bottom: 20px; position: relative; z-index: 1;
}
.step:first-child .step__num { background: var(--laranja); }
.step__connector {
  position: absolute; top: 26px; left: 52px; right: -24px; height: 2px;
  background: var(--cinza-medio); z-index: 0;
}
.step:last-child .step__connector { display: none; }
.step h3 { font-size: var(--fs-lg); font-weight: var(--w-semibold); margin-bottom: 8px; }
.step p { font-size: var(--fs-sm); color: var(--fg2); }

/* ============================================================================
   Coverages grid
   ============================================================================ */
.cover-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.cover-item {
  display: flex; gap: 16px; padding: 24px; border-radius: var(--r-lg);
  background: #fff; border: 1px solid var(--border);
  transition: border-color var(--dur) var(--ease);
}
.cover-item:hover { border-color: var(--border-forte); }
.cover-item .cv-icon {
  width: 44px; height: 44px; border-radius: var(--r-md); flex: none;
  background: var(--areia); display: flex; align-items: center; justify-content: center;
}
.cover-item .cv-icon .ic { width: 22px; height: 22px; color: var(--laranja); }
.cover-item h4 { font-size: var(--fs-body); font-weight: var(--w-semibold); margin-bottom: 6px; }
.cover-item p { font-size: var(--fs-sm); color: var(--fg2); line-height: var(--lh-normal); }

/* ============================================================================
   Educational block
   ============================================================================ */
.edu-grid { display: grid; grid-template-columns: 0.85fr 1.15fr; gap: clamp(32px, 5vw, 64px); align-items: center; }
.edu-list { display: grid; gap: 14px; }
.edu-row {
  display: flex; align-items: center; gap: 16px; padding: 18px 22px;
  background: #fff; border: 1px solid var(--border); border-radius: var(--r-md);
}
.edu-row .er-icon {
  width: 40px; height: 40px; border-radius: var(--r-pill); flex: none;
  background: var(--areia); display: flex; align-items: center; justify-content: center;
}
.edu-row .er-icon .ic { width: 20px; height: 20px; color: var(--preto); }
.edu-row span { font-weight: var(--w-medium); font-size: var(--fs-body); }

/* ============================================================================
   Exclusive offer (dark)
   ============================================================================ */
.exclusive { position: relative; overflow: hidden; }
.exclusive .plus-watermark { position: absolute; right: -50px; top: -50px; width: 280px; opacity: 0.07; }
.exclusive__grid { display: grid; grid-template-columns: 1fr 0.9fr; gap: clamp(36px, 6vw, 80px); align-items: center; position: relative; z-index: 1; }
.offer-list { display: grid; gap: 14px; margin-top: 8px; }
.offer-list li { display: flex; align-items: center; gap: 14px; font-size: var(--fs-lg); color: #fff; }
.offer-list .ck {
  width: 30px; height: 30px; border-radius: var(--r-pill); flex: none;
  background: var(--laranja); display: flex; align-items: center; justify-content: center;
}
.offer-list .ck .ic { width: 17px; height: 17px; color: #fff; }
.offer-list { list-style: none; padding: 0; margin: 28px 0 0; }
.offer-list--compact { margin: 24px 0 30px; gap: 12px; }
.offer-list--compact li { font-size: var(--fs-body); }
.offer-list--compact .ck { width: 26px; height: 26px; }
.offer-list--compact .ck .ic { width: 15px; height: 15px; }
.exclusive .sim-card { box-shadow: var(--shadow-lg); }
.exclusive .sparkle { z-index: 2; }

/* ============================================================================
   MAG credibility — big numbers
   ============================================================================ */
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-top: 8px; }
.stat {
  padding: 32px 26px; border-radius: var(--r-lg); background: var(--areia);
  border: 1px solid var(--areia-escuro);
}
.stat .num {
  font-weight: var(--w-semibold); font-size: clamp(34px, 4.4vw, 52px);
  line-height: 1; letter-spacing: var(--ls-tight); color: var(--preto);
}
.stat .num .unit { font-size: 0.5em; color: var(--laranja); }
.stat .lbl { margin-top: 14px; font-size: var(--fs-sm); color: var(--fg2); line-height: var(--lh-snug); }

/* ============================================================================
   FAQ
   ============================================================================ */
.faq { max-width: 800px; margin: 0 auto; }
.faq-item { border-bottom: 1px solid var(--border); }
.faq-q {
  width: 100%; background: none; border: none; cursor: pointer; text-align: left;
  display: flex; align-items: center; justify-content: space-between; gap: 20px;
  padding: 24px 4px; font-size: var(--fs-lg); font-weight: var(--w-medium); color: var(--fg1);
}
.faq-q .faq-ic {
  width: 32px; height: 32px; border-radius: var(--r-pill); flex: none;
  background: var(--cinza); display: flex; align-items: center; justify-content: center;
  transition: background var(--dur) var(--ease), transform var(--dur) var(--ease);
}
.faq-q .faq-ic .ic { width: 18px; height: 18px; color: var(--preto); transition: transform var(--dur) var(--ease); }
.faq-item[open] .faq-q .faq-ic { background: var(--laranja); }
.faq-item[open] .faq-q .faq-ic .ic { color: #fff; transform: rotate(45deg); }
.faq-a { overflow: hidden; max-height: 0; transition: max-height var(--dur-slow) var(--ease); }
.faq-a__inner { padding: 0 4px 26px; font-size: var(--fs-body); color: var(--fg2); line-height: var(--lh-relaxed); max-width: 640px; }

/* ============================================================================
   Final CTA
   ============================================================================ */
.final-cta { text-align: center; position: relative; overflow: hidden; }
.final-cta .plus-watermark { position: absolute; left: 50%; top: 50%; transform: translate(-50%,-50%); width: 460px; opacity: 0.05; }
.final-cta__inner { position: relative; z-index: 1; max-width: 760px; margin: 0 auto; }
.final-cta .cta-group { justify-content: center; margin-top: 36px; }
.final-cta .micro { margin-top: 20px; justify-content: center; width: 100%; }

/* ============================================================================
   Footer
   ============================================================================ */
.footer { background: var(--preto); color: var(--fg-on-dark-2); padding-block: 48px; }
.footer__inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 24px; }
.footer .brand-lockup img.cmais { height: 22px; }
.footer .divider { background: rgba(255,255,255,0.2); }
.footer .mag-logo .mag-mark { color: #fff; }
.footer__legal { font-size: var(--fs-sm); color: var(--fg-on-dark-2); max-width: 520px; line-height: var(--lh-relaxed); }
.footer__legal strong { color: #fff; font-weight: var(--w-medium); }

/* ============================================================================
   Sticky mobile CTA
   ============================================================================ */
.sticky-cta {
  position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
  background: rgba(255,255,255,0.96); backdrop-filter: blur(12px);
  border-top: 1px solid var(--border); padding: 12px 16px;
  display: none; align-items: center; justify-content: space-between; gap: 12px;
  transform: translateY(100%); transition: transform var(--dur-slow) var(--ease);
}
.sticky-cta.show { transform: translateY(0); }
.sticky-cta .sc-info { line-height: 1.2; }
.sticky-cta .sc-info b { font-size: 14px; font-weight: var(--w-semibold); display: block; }
.sticky-cta .sc-info span { font-size: 12px; color: var(--fg3); }

/* ============================================================================
   Reveal on scroll
   ============================================================================ */
.reveal { opacity: 0; transform: translateY(20px); transition: opacity 600ms var(--ease), transform 600ms var(--ease); }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ============================================================================
   Responsive
   ============================================================================ */
@media (max-width: 960px) {
  .hero__grid { grid-template-columns: 1fr; }
  .hero__visual { order: -1; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .cover-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .edu-grid { grid-template-columns: 1fr; }
  .exclusive__grid { grid-template-columns: 1fr; }
  .header .trust-mini { display: none; }
}
@media (max-width: 640px) {
  .grid-4, .grid-3, .grid-2 { grid-template-columns: 1fr; }
  .cover-grid { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; gap: 28px; }
  .step__connector { display: none; }
  .announce { font-size: 13px; gap: 8px; }
  .announce .sep, .announce .ic { display: none; }
  .header__cta .btn { display: none; }
  .partner__cap { display: none; }
  .partner__logos { gap: 12px; }
  .partner__logos .logo-mag { height: 24px; }
  .partner__logos .logo-tog { height: 21px; }
  .brand-lockup .divider { height: 24px; }
  .brand-lockup img.cmais { height: 20px; }
  .sticky-cta { display: flex; }
  body { padding-bottom: 76px; }
  .hero__trust { gap: 18px 24px; }
}
@media (max-width: 380px) {
  .stats-grid { grid-template-columns: 1fr; }
}